Fannie Mae Expands Eligibility for Manufactured Homes and ADUs

On December 10, Fannie Mae released Selling Guide Announcement SEL-2025-10, introducing significant policy updates to property eligibility for manufactured homes and accessory dwelling units (ADUs) for lenders who originate and sell mortgage loans to Fannie Mae. These changes aim to broaden financing options and modernize appraisal standards.

The expanded eligibility for manufactured homes reflect the updates that MHI helped secure in the latest HUD Code updates, including manufactured housing two- to four-unit properties. The updates also include changes related to ADUs. Read more about the expanded eligibility here.