Housing for the 21st Century Passes House Financial Services Committee

H.R. 6644, the Housing for the 21st Century Act, advanced through the House Financial Services Committee with overwhelming bipartisan support (50-1).

Introduced by Chairman French Hill (AR-02), Ranking Member Maxine Waters (CA-43), Housing and Insurance Subcommittee Chairman Mike Flood (NE-01) and Ranking Member Emanuel Cleaver (MO-05), the bill aims to expand housing development, reduce costs, and streamline regulations.

A key provision under Title III removes the requirement for manufactured homes to be built on a permanent chassis, a change expected to lower construction costs, increase design flexibility, and broaden placement options. The legislation also reaffirms HUD as the primary regulator for manufactured housing standards, requiring other federal agencies to clear related rule changes through HUD. Additional measures include expanding financing options, incentivizing small-dollar mortgages, and encouraging states and localities to modernize zoning policies that often restrict manufactured housing.

The bill now moves to the full House for consideration, signaling significant progress toward affordable housing reform.

Read more about the bill on the MHI website.