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Housing for the 21st Century Passes House Financial Services Committee

H.R. 6644, the Housing for the 21st Century Act, advanced through the House Financial Services Committee with overwhelming bipartisan support (50-1).

Introduced by Chairman French Hill (AR-02), Ranking Member Maxine Waters (CA-43), Housing and Insurance Subcommittee Chairman Mike Flood (NE-01) and Ranking Member Emanuel Cleaver (MO-05), the bill aims to expand housing development, reduce costs, and streamline regulations.

A key provision under Title III removes the requirement for manufactured homes to be built on a permanent chassis, a change expected to lower construction costs, increase design flexibility, and broaden placement options. The legislation also reaffirms HUD as the primary regulator for manufactured housing standards, requiring other federal agencies to clear related rule changes through HUD. Additional measures include expanding financing options, incentivizing small-dollar mortgages, and encouraging states and localities to modernize zoning policies that often restrict manufactured housing.

The bill now moves to the full House for consideration, signaling significant progress toward affordable housing reform.

Read more about the bill on the MHI website.

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September 4, 2025

Four Manufactured Homes Arrive on the National Mall

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June 16, 2025

HUD’s Innovative Housing Showcase “The American Home is the American Dream” Returns to the National Mall

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January 4, 2026

Senate Confirms Senior HUD Leaders

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December 17, 2025

Housing for the 21st Century Act Passes House Financial Services Committee

Legislation to remove the chassis requirement and to establish HUD as the primary regulator for manufactured homes found fresh bipartisan support in the House Financial Services Committee this week after the ROAD to Housing’s exclusion from the National Defense Authorization Act (NDAA).

December 11, 2025

HUD Code Supremacy Bill Passes House Energy and Commerce Committee

Following its swift advancement from the Energy Subcommittee two weeks ago, H.R. 5184, the Affordable Housing Over Mandating Efficiency Standards (Affordable HOMES) Act passed the House Committee Energy and Commerce today at markup with a bipartisan vote of 30-16.