FHFA and FHA Extend Eviction and Foreclosure Moratoriums

The Federal Housing Finance Agency (FHFA) and the Federal Housing Administration (FHA) announced they are extending their respective foreclosure and eviction moratoriums to August 31, 2020. The current moratoriums, which were initiated to help borrowers and renters...
Read More

MHI Joins Coalition in Support of Expanding Employee Retention Credit Through New Legislation

MHI joined a coalition of business associations in telling Congressional leaders to include H.R. 6776, the “Jumpstarting Our Businesses’ Success (JOBS) Credit Act of 2020” in future legislative packages aimed at helping people and businesses recover from the economic...
Read More

RELEASE: FHFA Extends Foreclosure and Eviction Moratorium

Washington, D.C. – Today, to help borrowers and renters who are at risk of losing their home due to the coronavirus national emergency, the Federal Housing Finance Agency (FHFA) announced that Fannie Mae and Freddie Mac (the Enterprises) will extend their...
Read More

CISA Clarifies that Manufactured Housing Sales, Transfer and Installation are Essential Workers

The U.S. Department of Homeland Security’s (DHS) Cybersecurity and Infrastructure Security Agency (CISA) has updated its essential workforce guidance to specify that manufactured housing professionals involved in the sale, transfer and installation of manufactured...
Read More

MHI Advocates for Changes to PPP Program

As the House and Senate contemplate extensions and changes to the Payroll Protection Program (PPP), MHI, along with a coalition of business organizations, is urging Congress to ensure that the liquidity provided through the PPP can be deployed in a manner that will...
Read More

President Trump Signs Executive Order to Stimulate Economic Growth

Today, President Trump signed an Executive Order aimed at revitalizing the American economy by creating a fast track for the rulemaking process for reforming regulation. The Executive Order also establishes a “Regulatory Bill of Rights,” which provides guidance for...
Read More
MHI is closely monitoring developments as federal, state and local governments take steps to mitigate the spread of the coronavirus (COVID-19). While it is difficult to predict or measure the impact COVID-19 will have on the country moving forward, we are focusing on what can be done presently to ensure our industry is well prepared and taking the necessary steps to help curb the outbreak.
 
To help our industry better prepare for and take measures to prevent the spread of COVID-19, MHI has aggregated a list of resources for manufactured housing professionals. 
 

MHI COVID-19 Resources

COVID-19: Infection Prevention Tips

 

 

Screen Shot 2020-04-14 at 6.05.18 PM

 

COVID-19: Protecting Yourself and Others

 

Screen Shot 2020-04-23 at 11.41.12 AM

 

COVID-19: Protecting the Workplace

Screen Shot 2020-04-23 at 11.41.48 AM

 

COVID-19: Cybersecurity

 

 

Screen Shot 2020-04-21 at 3.10.19 PM

 

Industry COVID-19 Resources

Communities

Financial Services

Manufacturing, Retailers and Suppliers

State Associations


States & Localities that Designate Residential Home Construction as “Essential”

Yes – The state has designated residential home construction as an “essential” work category that is exempt from mandated closures (pending compliance with state specific COVID-19 social distancing protection measures).

No – The state has not designated residential home construction as an “essential” work category and is not exempt from mandated closures.

N/A (Not Applicable) – The state has not prohibited activities that would restrict home building, therefore no “essential” designation is needed in order to continue business functions (pending compliance with state specific COVID-19 social distancing protection measures).

Unclear – The state has not provided clear guidance on mandated closures and/or whether residential home construction is considered an “essential” work category.

SBA Resources

See the latest updates, guidance and loan resources from the Small Business Administration (SBA).

Visit

OSHA Resources

See the latest updates and guidance from the Occupational Safety and Health Administration (OSHA).

Visit

CDC Resources

See the latest updates and guidance from the Center for Disease Control and Prevention (CDC).

Visit


MHI Taking Action to Ensure Federal
Support of Members
 

Essential Workforce Designation

MHI has worked closely with the White House, Department of Homeland Security, and other real estate groups to ensure manufactured housing operations is considered essential and not restricted by stay-at-home orders.

We are also offering assistance to any state association that requests help with advocacy on this important topic. We have provided information for state associations (see above) to reach out to governors and local leaders since these orders are currently coming at the state and local levels. 

Industry-Wide AC Letter for Windows

Through discussions with members, MHI was made aware of some supply chain challenges as a result of the COVID-19 emergency, such as a lack of window availability, which had the potential to impact manufactured housing production. Due to MHI’s strong relationship and advocacy with the Office of Manufactured Housing Programs (OMHP), OMHP issued an industry-wide AC letter for windows (20-IW1-AC). This industry-wide AC letter, the first ever issued by HUD, allows manufacturers that need the flexibility, to continue production of affordable housing and install windows that meet or exceed the Federal Standards.  This letter does not require individual manufacturers to request approval, saving time, burdens, and costs that would otherwise be incurred with a typical AC letter.

Rental Assistance and Financial Mitigation Measures for Community Owners and Operators

As Congress begins discussions about the next stimulus package in response to the COVID-19 outbreak, MHI is calling for further Congressional action related to the financial viability and stability of the rental housing industry and its residents. MHI continues to work as a part of a coalition of national housing industry trade groups to advocate for rental assistance and financial mitigation measures for property managers—including manufactured home community owners. Specifically, the coalition is asked Congress to tie eviction moratorium protections to those renters impacted by COVID-19,  create an emergency rental assistance program for those who have been impacted by the COVID-19 crisis, establish a Federal Reserve credit facility for mortgage servicers, and ensure multifamily businesses have access to government support programs.

Working to Ensure MHCs Benefit from the SBA’s Paycheck Protection Program

MHI submitted a comment letter to the U.S. Department of the Treasury and the Small Business Administration (SBA) to ensure manufactured housing community owners and operators have access to federal aid through the Paycheck Protection Program (PPP). SBA has issued regulations and guidance that could be interpreted by administrative lenders to specifically exclude manufactured housing communities from the PPP. Throughout the COVID-19 crisis, MHI has continued its fight to ensure the needs of manufactured housing communities are prioritized in federal regulatory and legislative actions created to help American businesses through this difficult time. MHI is emphasizing before the Administration and Congress that manufactured housing community owners and operators are on the front lines providing needed services for residents during months-long stay-at-home orders, and they must be supported during this unprecedented time.

Stimulus Funds for American Workers and Businesses

MHI, along with a coalition of housing leaders, submitted a letter to Congress strongly urging additional funding for the Payroll Protection Program (PPP) to ensure MHI’s membership can take advantage of this financial support during this difficult time. Additional funding for the Small Business Administration’s (SBA) now-depleted PPP has stalled in Congress putting American workers and businesses at risk of greater financial impact from the COVID-19 outbreak.

The PPP provided much-needed relief for many families and businesses, but Congress’ failure to approve additional funding last week has left many eligible American businesses and workers waiting in the application process uncertain about their economic future.  The program, which was set up to distribute $349 billion in stimulus funds on a first-come, first-served basis, quickly ran out of funds after it launched April 3.

Treasury Secretary Steven Mnuchin continues to meet with Congressional Democrats to iron out details for an agreement to pass additional funds. MHI is closely monitoring this situation and will continue to work with housing leaders, Congress and the Administration to ensure the businesses and workers who make up our industry have access to federal financial support.


DISCLAIMER: The information provided does not, and is not intended to, constitute legal advice. All information, content, and materials provided are for general informational purposes only. Any website links are provided only for convenience. MHI recommends that you contact your attorney to obtain advice with respect to your specific legal matter. Do not act or refrain from acting based on this information alone without first seeking legal advice from counsel in the appropriate jurisdiction. Only your attorney can provide assurances that this information—including your interpretation of it—applies to your specific situation.